Medical Card 2025

What is the new monthly service charge for PRUWith You Plus?

• Ad hoc payment mode RM 6; Recurring payment mode RM 5

• Ad hoc payment mode RM 11; Recurring payment mode RM 6

• Ad hoc payment mode RM 12; Recurring payment mode RM 5

• Ad hoc payment mode RM 12; Recurring payment mode RM 6

What events are NOT the covered life achievements in Goal Achievement Benefit ?

• i) Owning a car
  ii) Childbirth
  iii) Completed 5 fitness goals
  iv) Doubling of salary
  

• i) Owning a car
  ii) Completed 5 fitness goals

• i) Owning a car
  ii) Childbirth
  iii) Completed 5 fitness goals
  

• i) Owning a car
  ii) Childbirth
  iii) Doubling of salary

Answer explanation

5 Goal Achievement Benefit :

i) Travelled to 10 countries different countries

ii) Owning a house

iii) Doubling of salary

iv) Marriage

v) Childbirth

• Only applicable for Life Assured with entry age of ANB 25 or below

Waiting period : 3 years

PRUWith You Plus comes with auto-extension up to Policy Anniversary of ANB ___?

• Up to Policy Anniversary of ANB 90

• Up to Policy Anniversary of ANB 99

• Up to Policy Anniversary of ANB 101

• Up to Policy Anniversary of ANB 100

What is the TPD coverage term for PRUWith You Plus ?

• Up to Policy Anniversary of ANB 70

• Up to Policy Anniversary of ANB 100

• Up to Policy Anniversary of ANB 71

• Up to Policy Anniversary of ANB 101

Which statement is NOT correct about Child Benefit?

• No medical underwriting is required on the Life Assured's Child

• Child Benefit does not cover pre-existing conditions.

• There is no additional COI for this Child Benefit

• This Child Benefit offers coverage on Life Assured's child's death on or before child attains 18 years old.

Which statement are correct for Income Benefit?
i) The Income Benefit will be allocated to Investment Unit Account with 100% allocation rate upon claim approved
ii) The Income Benefit will be paid to customer's bank account instead of policy account
iii) Income Benefit coverage need to be same as premium amount
iv) Minimum sum assured for this rider is RM1,500 p.a

• All of the above

• i and ii

• i and iv

• ii, iii, iv

What are the unique selling points for PRUMillion Med Active?
i) Maternity Complications Benefit
ii) Discounts of up to 15% on medical insurance charges
iii) No Annual Limit (with co-insurance option) if attached with Active Booster
iv) No Claims Benefit

• i & iii

• ii & iii

• i & iv only

• All of the above

Discount of up to 15% on medical insurance charges is given from policy inception, for all lives.

• True

• False

What are the levels of insurance charges for PRUMillion Med Active?
i) Standard Level
ii) Base Level
iii) Stack-Up Level
iv) Discount Level

• i, ii & iii only

• i, iii & iv only

• ii, iii & iv only

• All of the above

Payor rider attached to the basic plan will only cover the regular premium amount excluding the Active Premium (if any). No Active Premium is required when the policy is under payor status. The insurance charges at the respective level (whichever applicable) will continue to be deducted from the Basic Unit Account (BUA)

• True

• False