VIB Unitour 2025 - Thử thách ngôn ngữ 2

GIẢI NGHĨA CỤM TỪ SAU

What is the main reason banks offer reward points and cashback on credit cards?

• A. To reduce the bank’s losses from unpaid balances

• B. To encourage customers to use credit cards more frequently

• C. To lower the interest rate for all customers

• D. To limit credit card usage among consumers

GIẢI NGHĨA CỤM TỪ SAU:

CHEAP
CHEAP
BUY
BUY

What is the main purpose of a credit card?

• A. To store cash like a debit card

• B. To increase your monthly salary

• C. To automatically save money

• D. To allow you to borrow money from a bank for purchases

GIẢI NGHĨA HÌNH ẢNH SAU

Which of the following strategies can help you maximize the benefits of a rewards credit card?

• A. Paying only the minimum amount each month

• B. Keeping your credit utilization rate above 80%

• C. Using the card for everyday purchases and paying off the full balance each month

• D. Applying for multiple credit cards with high APRs

GIẢI NGHĨA HÌNH ẢNH SAU:

What does a credit card statement show?

• A. A list of your transactions, balance, and payment due date

• B. The amount of money in your savings account

• C. A summary of your annual income

• D. Your monthly salary details

GIẢI NGHĨA HÌNH ẢNH SAU

How does a high credit score benefit you when applying for a new credit card?

• A. You will automatically get a higher credit limit

• B. You are more likely to be approved and receive lower interest rates

• C. Your card will have no annual fees

• D. You can apply for unlimited credit cards