SAGA - Sanchay Aajeevan Guaranteed Advantage by Rahul Sharma

Neha wants to know the Guaranteed Income Rates (Annuity Rates) range from

• 8% to 21%

• 8.4% to 21%

• 7.4% to 21%

• 6.4% to 21%

Sanya and Kiara want a life insurance plan that covers both of them. Which option offers a Joint Life plan?

• Future Ready

• Future Secure

From which year do Guaranteed Additions accrue for a Future Ready option with a 5 Year PPT and a 20 Year PT?

• At Maturity

• 5th Year

• 6th Year

• 11th Year

What is the minimum age for entry into the Future Ready plan?

• 18 years

• 21 years

• 25 years

• 30 years

Naira wants to know when she can withdraw 25% of her investment's principal amount.

• After the 2nd year

• After 3 years

• Anytime during the policy term

• This option is not available

Aashi is considering investing in Maturity Boosters, which are available in Guaranteed or Non-Guaranteed Income Variants. Is this statement true or false?

• True 

• FALSE

Tina, age 36, is planning to purchase the SAGA plan using Netbanking (HDFC Bank). She has a term plan and pays an annual premium of 75,000/-. What total percentage discount will she receive?

• (3+2+2) = Total 7%

• (3+2+2+2) = Total 9%

• (2+2+2) = Total 6%

• All discounts (3+2+2+2+1) = Total 10%

What is the entry age for the With Guarantee variant?

• 18

• 40

• 50

• 60

Can customers choose a different date for their annuity payout in the "With Guaranteed Income" variant?

• No, only on the policy anniversary

• Yes, at any preferred date selected by the customer

What is the Guaranteed Addition % of the Sum Assured in this plan?

• 9%

• 10 times

• 8%

• 7 times