Auto Insurance Quiz

If you hit another car and you are at fault, which coverage pays for damage to the other driver’s vehicle?

• Collision Coverage

• Comprehensive Coverage

• Liability Coverage

• Personal Injury Protection

What does comprehensive coverage pay for?

• Damage from collisions with another vehicle

• Injuries to you and your passengers

• Theft, vandalism, fire, and natural disasters

• Damage you cause to another driver’s vehicle

Which of the following factors can affect the cost of your car insurance premium?

• Your driving record

• Your age and experience

• The type of car you drive

• All of the above

What does Personal Injury Protection (PIP) cover?

• Only damage to your car

• Medical expenses for you and your passengers, regardless of fault

• Damage to the other driver’s car

• Repairs to your car after an accident

Which of the following could help lower your car insurance premium?

• Maintaining a clean driving record

• Increasing your deductible

• Bundling your auto insurance with home or renters insurance

• All of the above

What does Liability Coverage pay for if you are at fault?

• Damage to your own vehicle

• Damage to the other driver's vehicle

• Medical expenses for you and your passengers

• All of the above.

What does comprehensive coverage protect against?

• Collision incidents

• Medical expenses

• Non-collision incidents like theft, vandalism, fire, and natural disasters

• All of the above.

What does uninsured/underinsured motorist coverage protect you against?

• Damages caused by a driver with no insurance or not enough insurance

• Damage to your own vehicle

• Medical expenses for you and your passengers

• All of the above.

What does PIP cover?

• Damage to your own vehicle

• Medical expenses for you and your passengers, regardless of fault

• Damages caused by a driver with no insurance

• All of the above

What is the portion you must pay out of pocket before your insurance covers the rest?

• Premium

• Deductible

• Liability

• All of the above