The value of property you possess after deducting your debts.

• line of credit
• capital
• credit history
• credit

A loan for a specific amount that must be repaid in full, including all finance charges, by a stated due date.

• creditor
• minimum payment
• credit report
• closed-end credit

Property pledged to assure repayment of a loan.

• credit score
• open-end credit
• collateral
• debtor

The use of someone else's money, borrowed now with the agreement to pay it back later.

• credit
• billing statement
• credit worthy
• finance charge

A person or business that loans money to others.

• creditor
• capacity
• capital
• grace period

A person who borrows money from others.

• character
• debtor
• closed-end credit
• line of credit

The total dollar amount of all interest and fees you pay for the use of credit.

• credit bureau
• finance charge
• collateral
• minimum payment

A timeframe within which you may pay your current balance in full and incur no finance charges.

• credit
• credit history
• grace period
• open-end credit

A preestablished amount that can be borrowed on demand with no collateral.

• creditor
• credit report
• line of credit
• billing statement

The least amount you may pay each month under your credit agreement.

• capacity
• credit score
• debtor
• minimum payment