Throughout much of its history, Georgia has had a mostly rural population. How has this affected the development of government in the state?

• It has concentrated power in city governments.

• It has increased the powers of county governments.

• It has increased government representation in urban areas.

• It has led to the creation of many special-purpose governments.

Civil law and criminal law have similarities and differences. Select the TWO statements that are true ONLY about civil law.

• A plaintiff brings a lawsuit against a defendant.

• Trials are held in superior courts.

• A government brings charges against a defendant.

• A private party tries to settle a disagreement with another private party.

• Juries can determine the outcome of a trial.

Which right do all juveniles have when taken into custody?

• the right to a fair trial

• the right to be judged as an adult

• the right to have a jury of juvenile peers

• the right to a lesser sentence than an adult

Which action by a juvenile would be considered delinquent behavior under Georgia law?

• stealing from a store

• being out after curfew

• disobeying family rules

• being truant from school

Which of these is an example of income?

• Ali buys a new pair of brand-name sneakers.

• Sam takes out a loan to pay for his tuition for college.

• Maria puts money into a savings account at her local bank.

• Timothy earns an hourly wage working at a fast-food restaurant.

Which phrase describes a significant risk associated with mishandling credit?

• paying more sales taxes

• paying higher interest rates

• receiving higher credit scores

• receiving more credit card offers

Based on the circumstances described in the box, which type of debt would probably be the MOST reasonable for Matt and Jenna to incur?

• using a credit card to pay for an extended vacation

• getting a loan from a bank to buy a new sports car

• using a credit card to buy the latest personal electronics

• getting a loan from a mortgage company to purchase a home

What would be the MOST LIKELY risk to Matt and Jenna if they were to incur debt?

• having fewer job opportunities

• having to decline credit card offers

• being unable to save for emergencies

• being unable to establish a household budget