Personal Finance Survey

Whose credit card do you use?

• My own.

• My parents’.

• Both my own and my parents’.

• None. I don’t use a credit card.

How do you use your debit (or ATM) card?

• For getting cash from an ATM and for buying things directly.

• For getting cash from an ATM only.

• I don’t have a debit card.

Which of the following best describes your driving situation?

a. I don’t have a driver’s license.

b. I have a driver’s license, but no car in the family that I can drive regularly.

c. I drive the family car, which is used by other, and help pay for the insurance/gas.

d. I drive the family car, which is used by others, and don’t help pay for the insurance/gas.

e. I drive my own car and help pay for the insurance/gas.

f. I drive my own car and don’t help pay for the insurance/gas.

Evaluate responses using AI:

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How would you describe your employment history?

a. I work full time in the summers and part time during the school year.

b. I work full time in the summers and don’t work during the school year.

c. I work part time in the summers and part time during the school year.

d. I work part time in the summers and don’t work during the school year.

e. I don’t work (but I work really hard at school/sports/music....)

Evaluate responses using AI:

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What kind of bank account do you have?

• I don’t have a bank account.

• I have a savings account but no checking account.

• I have a checking account but no savings account.

• I have both a savings and a checking account.

I use my phone to do banking (deposit checks, transfer $, pay bills, check my balance, Apple Pay, etc.).

• True

• False

I have done person to person money transactions (like Venmo).

• True

• False

My parents/guardians have taught me about personal finance.

• Yes. They have spent a lot of time explaining this topic.

• Sort of. They have given me some guidance.

• Not really, but I’ve learned a little from watching them.

• No. This topic isn’t really discussed in my family.

I PRIMARILY get my money from:

• Working (a job or doing chores).

• An allowance.

• Gifts (maybe grandma gives you $ for your birthday?)

• I really don’t have any money.

I expect to make around the following salary by the time I’m 30:

• $35,000

• $65,000

• $100,000

• $100,000 +