IPS & IPS ROP

For I Protect Smart (IPS), what is the minimum education requirement for non-graduates?

• 12th pass/Diploma
• Graduate
• Post-graduate
• Any degree

What is the minimum income requirement for non-graduates applying for IPS?

• >=10L
• >=5L
• >=8L
• >=15L

What is the minimum sum assured (TPSA) for non-graduates applying for IPS?

• 1cr
• 50L
• 75L
• 2cr

Are NRI PIO OCI allowed under the IPS guideline?

• No
• Yes
• Only NRI
• Only PIO

What is the minimum educational qualification for the IP ROP plan?

• HSC
• Graduate
• Post-graduate
• Any degree

What is the maximum sum assured allowed for non-graduates under the IP ROP plan in all locations?

• 50 L
• 1cr
• 75L
• No limit

Is PIVV mandatory for IP ROP?

• Yes
• No
• Only for graduates
• Optional

For the IP ROP plan, is there a restriction on smoker profiles below a certain sum assured? If so, what is the limit?

• Yes, 50 Lakhs
• No restriction
• Yes, 1 Crore
• Yes, 25 Lakhs

What does TSA stand for, and for what type of underwriting is it used?

• Total Sum Assured, financial
• Total Sum Assured, medical
• Term Sum Assured, financial
• Term Sum Assured, medical

What does TRSA stand for, and for what type of underwriting is it used?

• Total Rated up Sum Assured, medical
• Total Rated up Sum Assured, financial
• Term Rated Sum Assured, medical
• Term Rated Sum Assured, financial