General Knowledge Quiz

mobile payment facility of India?

• Axis

• SBI

• ICICI

• HDFC

Answer explanation

ICICI Bank offers a robust mobile payment facility in India, enabling users to make transactions easily through their mobile app, making it a popular choice among customers.

Which of the following is an intangible assets?

• Credit

• Obtain things

• Stock

• Cash

Answer explanation

Credit is considered an intangible asset because it represents a value that cannot be physically touched or owned, unlike cash, stock, or tangible items. Intangible assets include non-physical resources that provide future economic benefits.

How many languages are printed on reverse side of Indian currency?

• 12

• 14

• 15

• 13

Answer explanation

The reverse side of Indian currency notes features 15 languages, representing the linguistic diversity of India. This includes languages like Hindi, Bengali, and Tamil, among others, making 15 the correct answer.

The product used for printing of Indian currency is?

• Pulp of plants

• Cotton and cotton rag

• Recycled paper

• Mixture of cotton and recycled paper

Answer explanation

The Indian currency is printed using cotton and cotton rag, which provides durability and a distinct texture, making it suitable for currency notes. Other options do not match the specific material used.

The signature on one rupees note?

• Governor of Reserve Bank of India

• Deputy governor of RBI

• Central finance minister

• Central finance secretary

Answer explanation

The signature on a one rupee note is that of the Governor of the Reserve Bank of India, as per Indian currency regulations. This signifies the authority and authenticity of the note.

Swiping a credit card is based on the theory of...

• Electromagnetic inductor

• Friction force

• Photoelectric effect

• Dynamic technology

Answer explanation

Swiping a credit card utilizes the electromagnetic inductor theory, where the card's magnetic strip interacts with the reader's electromagnetic field to transfer data, making it the correct choice.

Recently (On Jan, 2018) finance minister announced electoral bond, by which bank these bond can be purchased?

• ICICI Bank

• State Bank of India

• Any Private Bank

• Punjab National Bank

Answer explanation

The electoral bonds can be purchased from specified banks, and ICICI Bank is one of them. Therefore, the correct answer is ICICI Bank.

Full form of BPLR is?

• Benchmark Prime Lending Rate

• Below Poverty Lending Rate

• Below Poverty Line Ratio

• Base Prime Lending Rate

Answer explanation

The correct full form of BPLR is Benchmark Prime Lending Rate, which refers to the interest rate used by banks to lend to their most creditworthy customers. The other options do not accurately represent this term.

In December 2017, which private sector bank is included by the government of India to start a Non-cash payment in (e-NAM) Electronic National Agriculture Market.

• Axis Bank

• ICICI Bank

• Fedral Bank

• Karun Vaisya Bank

Answer explanation

In December 2017, the government of India included ICICI Bank to facilitate non-cash payments in the e-NAM (Electronic National Agriculture Market), making it a key player in enhancing digital transactions in agriculture.

By which of the following organization the interest rate of banks are fixed and regulated?

• Reserve bank of India

• Finance ministry

• SEBI

• State Bank of India

Answer explanation

The Reserve Bank of India (RBI) is the central bank that regulates and fixes the interest rates for banks in India, ensuring monetary stability and control over the financial system.