1. _____ are financial institutions that accept deposits, offer checking account service, make loans, and offer basic financial products.

• A. credit unions

• B. money supply
  

• C. the central bank

• D. Commercial banks

2. What is “Open market operations” ?

• A. Việc mua bán vàng giữa các ngân hàng tư nhân

• B. Việc mua bán chứng khoán chính phủ trên thị trường mở do ngân hàng trung ương thực hiện

• C. Giao dịch chứng khoán giữa người dân với nhau

• D. Các hoạt động mở tài khoản tại ngân hàng

3. Tài khoản lệnh rút tiền khả nhượng là:

• A. deposit account

• B. NOW account

• C. current account

• D. checking account

4. In many circumstances, central bank intervention will have the desired effect of establishing or restoring___________.

• 1. A. compound rate

• 1. B.discount rate

• 1. C. Exchange rate

• 1. D. interest rate

5. What is a demand deposit?

• A. Tiền gửi có kỳ hạn

• B. Tiền gửi không kỳ hạn có thể rút bất cứ lúc nào

• C. Tiền gửi yêu cầu có thông báo trước khi rút

• D. Khoản vay ngắn hạn

6. What does the phrase “The reserve requirement” mean?

• A. The amount of money the bank is allowed to invest in the open market

• B. the percentage of the bank’s deposits that the central bank requires other banks to keep as a reserve.

• C. The amount of money customers are required to have to open an account

• D. The interest rate at which the central bank lends

7. What does the phrase “A time deposit” mean?

• A. The foremost monetary institution in a market economy, often owned by the government.

• B. an account from which deposited funds can be withdrawn at any time from the depository institution

• C. an interest-bearing bank deposit account that has a specified date of maturity, such as a savings accountor certificate of deposit (CD)

• D.There is no correct answer.

8. The foremost monetary institution in a market economy

is ____________

• A. banking

• B. Commercial bank

• C. The central bank

• D. saving institutions

9. A savings account established under a trust agreement whereby a trustee administers the funds for the benefit of one or more beneficiaries.

• A. checking account

• B. a "NOW account".

• C. trust account

•  D. credit account

10. A great deal of the money in ________ is created by commercial banks

• A. regulation

• B.appear

• C. Circulation

• D. investing