Quiz Menabung

Which of the following is the definition of savings?

• Money used to buy daily necessities

• Money borrowed from financial institutions

• Money set aside and saved for future needs

• Money used to pay credit installments

One of the main purposes of saving is...

• Avoiding income tax

• Buying consumable goods as often as possible

• Saving money for future or emergency needs

• Spending all income every month

The benefits of saving in a bank compared to saving at home are...

• Easily withdrawn anytime without supervision

• Not earning any interest at all

• Safer and can earn interest/savings increase

• Can be used to buy credit directly

The following are the benefits of saving, except...

• Helps learn to live frugally and disciplined

• Increases financial burden every month

• Provides a sense of security in emergencies

• Helps achieve long-term financial goals

Ani saves Rp200,000 every month. After 1 year, Ani's total savings are...

• Rp2,000,000

• Rp2,200,000

• Rp2,400,000

• Rp2,600,000

If someone saves Rp500,000.00 with an interest of 2% per month, then the total savings after 1 month is...

• Rp510,000

• Rp505,000

• Rp520,000

• Rp525,000

Savings that provide interest and can be withdrawn anytime without penalty are types of savings...

• Time deposit

• Checking account

• Term savings

• Regular savings

Saving regularly every month without being tempted to withdraw money before the due time trains the attitude of...

• Consumptive

• Wasteful

• Disciplined

• Indifferent

Rudi has savings of Rp1,000,000. After receiving interest of 5% per year, Rudi's total savings after 1 year is...

• Rp1,050,000

• Rp1,005,000

• Rp1,500,000

• Rp1,500,005

The following are reasons for the importance of having savings, except...

• Avoiding debt in emergencies

• Increasing dependence on credit cards

• Helping to achieve financial goals

• Providing financial security