Casualty Policies Quiz

Casualty Policies Quiz

Professional Development

15 Qs

quiz-placeholder

Similar activities

Commercial Auto Insurance Quiz

Commercial Auto Insurance Quiz

Professional Development

20 Qs

Chapter 12

Chapter 12

Professional Development

14 Qs

Massachusetts Auto Insurance Quiz

Massachusetts Auto Insurance Quiz

Professional Development

18 Qs

Car Insurance Coverage Quiz

Car Insurance Coverage Quiz

Professional Development

10 Qs

limited lines agent

limited lines agent

12th Grade - Professional Development

15 Qs

Auto Policies

Auto Policies

Professional Development

15 Qs

Insurance Licensing and Regulations Quiz

Insurance Licensing and Regulations Quiz

Professional Development

15 Qs

Insurance Policy and Coverage Quiz

Insurance Policy and Coverage Quiz

Professional Development

15 Qs

Casualty Policies Quiz

Casualty Policies Quiz

Assessment

Quiz

Other

Professional Development

Hard

Created by

Quizizz Content

FREE Resource

15 questions

Show all answers

1.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is the purpose of Split Limits in an auto insurance policy?

To cover medical expenses regardless of fault

To separate coverage into per-person BI, per-accident BI, and per-accident PD limits

To cover uninsured motorists

To provide a single pool of liability money

Answer explanation

Split Limits in an auto insurance policy separate coverage into specific amounts: per-person bodily injury (BI), per-accident BI, and per-accident property damage (PD). This structure helps define liability limits clearly.

2.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What does Bodily Injury Liability cover?

Medical expenses for you and your passengers

Repair or replacement of your own vehicle

Medical bills, lost wages, and pain-and-suffering of other people injured in a crash

Damage to your own property

Answer explanation

Bodily Injury Liability covers the medical bills, lost wages, and pain-and-suffering of other people injured in a crash, making it essential for protecting you against claims from others.

3.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Which type of coverage pays for damage to your own vehicle when it hits another vehicle or object?

Comprehensive

Collision

Uninsured Motorists

Medical Payments

Answer explanation

Collision coverage pays for damage to your own vehicle when it collides with another vehicle or object. This type of insurance is specifically designed to cover such incidents, unlike comprehensive or other types.

4.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is the purpose of Transportation Expense & Rental Reimbursement coverage?

To pay rental car or taxi costs if your car is stolen or under repair for a covered loss

To cover medical expenses for you and your passengers

To cover damage to your own vehicle

To provide additional liability limits over primary policies

Answer explanation

The purpose of Transportation Expense & Rental Reimbursement coverage is to pay for rental car or taxi costs if your car is stolen or under repair due to a covered loss, making it the correct choice.

5.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What does Medical Payments (MedPay) coverage reimburse?

Legal obligations for bodily injury

Damage to others’ property

Medical and funeral expenses for you and your passengers

Repair or replacement of your own vehicle

Answer explanation

Medical Payments (MedPay) coverage specifically reimburses medical and funeral expenses for you and your passengers, making it the correct choice. It does not cover legal obligations, property damage, or vehicle repairs.

6.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Who is considered an 'insured' under a personal auto policy?

Only the named insured on the declarations page

Only the resident spouse

Named insured, resident spouse and family members, permissive drivers, passengers, and personal representatives

Only the person driving the car at the time of the accident

Answer explanation

Under a personal auto policy, an 'insured' includes the named insured, their resident spouse, family members, permissive drivers, passengers, and personal representatives, making this the most comprehensive choice.

7.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is a common exclusion in personal auto policies?

Damage from theft

Use as public livery (Uber, taxi) unless endorsed

Medical expenses for passengers

Damage from a collision

Answer explanation

A common exclusion in personal auto policies is the use of the vehicle as public livery, such as for Uber or taxi services, unless specifically endorsed. This means coverage is not provided for such uses without an endorsement.

Create a free account and access millions of resources

Create resources
Host any resource
Get auto-graded reports
or continue with
Microsoft
Apple
Others
By signing up, you agree to our Terms of Service & Privacy Policy
Already have an account?