Assessment Questions on Banking Functions

The statement that is a function of a commercial bank is...

• 1), 2), and 3)

• 1), 2), and 4)

• 2), 3), and 4)

• 2), 4), and 5)

• 3), 4), and 5)

The party that manages the investment portfolio of mutual funds is...

• Investment manager

• Broker

• Issuer

• Rating agency

• Custodian

In Indonesia, financial institutions are classified into two, namely...

• Banks and pawnshops

• Banks and insurance

• Insurance and pawnshops

• Banks and non-bank financial institutions

• Banks and financial services authorities

The regulation related to the duties of commercial banks is...

• Law No. 22 of 1999

• Law No. 10 of 1992

• Law No. 23 of 1999

• Law No. 10 of 1998

• Law No. 22 of 1998

Withdrawing, collecting, establishing, and regulating the circulation of the rupiah is one role of Bank Indonesia in order to...

• Establish monetary policy

• Establish fiscal policy

• Regulate and maintain the smooth payment system

• Regulate and supervise banks

• Healthy banking in Indonesia

The following are some tasks of banks...

• Accepting deposits in the form of savings and deposits

• Maintaining the stability of the rupiah

• Providing long-term credit

• Bank from commercial banks

• Encouraging the smooth production and development

The banking product that is most likely to be used by students is...

• Time deposits

• Checking accounts

• Current accounts

• Collection

• Savings

The building that is used as collateral in this case is a requirement to obtain credit in the form of...

• Collateral

• Capacity

• Character

• Capital

• Condition

The following are types of passive and active credit in a bank...

• Investment loans

• People's housing loans

• Checking accounts

• Savings

• Small business loans

The disadvantages of granting credit are...

• Increasing capital productivity

• Consuming beyond their means

• Increasing public purchasing power

• Engaging in consumptive activities

• Causing overproduction