PRUCash Double Reward Quiz

What is the maximum covered age for PRUCash Double Reward (PCDR)?

• 60 years old

• 70 years old

• 80 years old

• 85 years old

In policy years 1 to 5, what is the annual Survival Benefit for the basic plan of PCDR?

• 2%

• 3%

• 5%

• 6%

If Double Enhancer (DE) is attached, what is the total Survival Benefit from year 6 onwards (basic plan + DE)?

• 6%

• 9%

• 10%

• 5%

When does the Total and Permanent Disability (TPD) coverage of PCDR end?

• Policy expiry

• Policy anniversary following Life Assured’s age next birthday 70

• Age 65

• Policy anniversary following Life Assured’s age next birthday 80

If the policyholder is diagnosed with a covered critical illness in policy year 4 and PRUWaiver is triggered, what happens to future premiums?

• Refund all paid premiums

• Waive all future premiums

• Waive all future premiums and stop Survival Benefits

• Continue paying premiums as usual

How is PRULegacy benefit paid?

• Lump sum basic sum assured

• Annual payout until policy expiry

• Lump sum of total premiums paid

• Semi-annual cash payout

If the policyholder chooses to accumulate Survival Benefit with the company, what is the current non-guaranteed accumulation rate?

• 3.8%

• 5.0%

• 4.8%

• 6.5%

What is the maximum policy loan amount allowed under PCDR?

• 80% of surrender value

• 85% of surrender value

• 90% of surrender value

• 100% of surrender value

If the Life Assured is under Juvenile Lien, what is the death/TPD payout percentage at age next birthday 3?

• 40%

• 60%

• 80%

• 100%

Which of the following will NOT cause a Death Benefit claim to be declined under PCDR?

• Suicide within one year of policy inception

• Death due to aerial sports

• Death due to illness

• Suicide within one year of policy revival