
Personal Budgeting Quiz
Social Studies
7th Grade
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16 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Amari sets a budget for all his needs, savings, and spends the rest on his other needs. Jay spends his entire pay check on clothes, and saves what is left over. Who has developed the MOST responsible personal budget?
Jay
Amari
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Mark wants to make sure she uses her money wisely each month. What should she consider when creating her personal budget?
credit and loans
spending and saving
interest and debt
income and taxes
3.
MULTIPLE SELECT QUESTION
30 sec • 1 pt
Maria is organizing her monthly spending plan. Which TWO of the following categories should she include under " Need Costs"?
utilities
entertainment
clothing
insurance
gifts
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which of the following is the BEST example of saving?
Putting part of your allowance into a bank account
Spending all your money on new clothes
Borrowing money from a friend
Making a list of things you want to buy
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What would be the BEST way to balance a budget?
earn a lot more money
lower some expenses
borrow more money
spend more money
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
One benefit of saving money is that it allows people to
spend more on luxury items.
prepare for financial emergencies.
increase their daily expenses.
avoid earning an income.
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Maria is a teacher and receives a fixed amount from her school every month. What is this amount called?
her expenses
her savings
her income
her loan
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