Beyond 1 year would be an example of what type of goal?

• Short Term

• Intermediate

• Long Term

• Lenghty Committment

ideas and beliefs that are most important or meaningful to you

• Delayed Gratification

• Spending Log

• Wants

• Values

Rent or Mortgage is an example of what type of expense?

Gasoline would be an example of what type of expense?

0-3 MONTHS would be an example of what goal lenght?

• Short Term

• Intermediate

• Long Term

• Short Committment

A goal that you set must mean something to you-that would make it...

• Specific

• Relevant

• Attainable

• Measurable

Putting aside an amount of money in case your income is negatively impacted (lose a job)

• Pay Yourself First

• Good Plan

• Emergency Fund

• Not necessary

PYF stands for

• Pick Your Friends

• Pick Your Fantasy

• Pay Yourself First

• Personal Yes Finance

what you give up in a decision

Think about the Bean Activity

• Delayed Gratification

• Opportunity Cost

• Income

• Expenses

cost the same amount every time, each month

• Fixed Expense

• Variable Expense

• Long Term Expense

• Periodic Expense