PPTCSAOFF

Any Credit Proposal to a Borrower(s) who has settled their dues with our Bank/Other Banks/NBFCs/Fis with Sacrifise Amount Above 25% , as part of a OTS/Compromise Settlement shall be subject to a minimum cooling period of …........ months from the date of settlement

• 36 Months
• 60 Months
• 24 Months
• 12 Months
• 48 months

A Customer has settled his Loan with other Bank. The Sacrifice amount to the outstading is 20%. What is the mnimum cooling period for the same customer to avail loan with our Bank.?

• 12 months
• 24 months
• 36 months
• 48 months
• 60 months

All loans to units in the KVI sector are eligible for classification under the sub target of _______ prescribed for Micro Enterprises under priority sector.

• 0.075
• 0.08
• 0.095
• 0.1
• 0.12

An enterprise is classified as Medium, where the investment in Plant & Machineries or equipment does not exceed Rs ________ and turnover does not exceed Rs________.

• 1 core, 3 crore
• 125 crore, 500 crore
• 3 crore,10 crore
• 25 crore, 100 crore
• 25 crore, 50 crore

An enterprise is classified as Small, where the investment in Plant & Machineries or equipment does not exceed Rs _______ and turnover does not exceed Rs ________.

• 1 core, 3 crore
• 2.5 crore, 10 crore
• 3 crore,10 crore
• 25 crore, 100 crore
• 25 crore, 50 crore

CERSAI has been set up under which Act?

• SARFAESI Act
• CERSAI Act
• Transfer of Property Act
• Indian Contract Act
• Banking Regulation Act

Bankers lien is a general lien and specially defined under:

• Sec.58 of BR Act
• Sec.69 of NI Act
• Sec.172 of Indian Contract Act
• Sec.45 of RBI Act
• Sec 171 of Indian Contract Act

Cases can be filed to DRT where claim is _____ and above.

• Rs 10 lakhs
• Rs 20 lakhs
• Rs 25 lakhs
• Rs 30 lakhs
• Rs 50 lakhs

Contactless Debit cards using NFC technology can be issued with the benefit of the relaxation in the requirement of Additional Factor Authentication like PIN for small value card present transactions, up to ________.

• Rs 2000
• Rs 5000
• Rs 10000
• Rs 15000
• Rs 20000

FIU INDIA has issued fresh guidelines on monitoring and reporting of Suspicious activities involves _____

• Money Mules
• Human trafficking
• Terrorist Financing
• Cyber Frauds
• Insider Trading