PRODUCT SPECIFICATION 2025

What is the plan type of PRUMillionaire?

• Single pay investment-linked plan

• Regular pay endowment plan

• Whole life insurance plan

• Term insurance plan

What is the death benefit formula for PRUMillionaire?

• (125%) SP + (125%) top-ups – (125%) of withdrawals or fund value, whichever is higher

• (100%) SP + (100%) top-ups – (100%) of withdrawals or fund value, whichever is lower

• (150%) SP + (150%) top-ups – (150%) of withdrawals or fund value, whichever is higher

• (120%) SP + (120%) top-ups – (120%) of withdrawals or fund value, whichever is lower

How many free switches per year are allowed in PRUMillionaire?

• 4

• 2

• 1

• 0

Are there any attachable riders in PRUMillionaire?

• none

• Accidental Death Benefit Rider

• Critical Illness Rider

• Waiver of Premium Rider

What is the top-up initial charge for PRULink funds?

• 3%

• 1%

• 5%

• 0.5%

Which charge is deducted monthly from the fund value?

• Initial charge

• Insurance charge

• Surrender charge

• Fund switching charge

Surrender charge applies to which type of withdrawals?

• Only partial withdrawals

• Only full withdrawals

• Both partial and full withdrawals

• Only top-up withdrawals

What is the annual management charge for PRULink Growth Fund?

• 2.25%

• 1.50%

• 3.00%

• 0.75%

The PRULink Global Tech Navigator Fund has an annual management charge of 2.00%.

• True

• False

What is the plan type of PRULink Investor Account Plus?

• Single-pay investment linked plan

• Regular-pay savings plan

• Term insurance plan

• Health insurance plan