Adulting 101: Financial Reality Quiz

If you earn $18/hour full time, about how much is your monthly take‑home pay?

• $900

• $1,400

• $2,300

• $3,500

Which expense is usually the largest for young adults?

• Gas

• Rent

• Phone

• Food

What is a credit card minimum payment?

• Full balance

• Smallest required payment

• Interest fee

• Late fee

Why can credit card debt grow quickly?

• Taxes

• Interest

• Fees

• Rent

Which situation most commonly causes young adults to rely on credit cards?

• Unexpected expenses when income is too low

• Forgetting to pay bills

• Paying rent early

• Getting paid too often

Why do many people underestimate how expensive adult life is?

• They forget about taxes

• They only think about one or two expenses

• They don't know how to do math

• Prices change every day