Investment Income and Payment Options

The video tutorial discusses the financial decision of paying for a purchase upfront or in installments when no discount is offered for upfront payment. It suggests that opting for installments can be more beneficial if the saved money is invested in Treasury SELIC, which yields returns over time. The video also explains the tax implications on these returns and concludes that installment payments can be more advantageous financially.

What is the initial scenario presented in the video?

• A purchase with a discount for upfront payment

• A purchase with no discount for upfront payment

• A purchase with a penalty for installment payment

• A purchase with a discount for installment payment

Why is it better to choose installment payments in the given scenario?

• Because it avoids any penalties

• Because it offers a discount

• Because it allows you to invest the money

• Because the total amount paid is less

What is the annual interest rate mentioned for the investment?

• 13.75%

• 12.75%

• 15.75%

• 10.75%

How much is the total income from the investment before taxes?

• 97.20

• 108.00

• 455.03

• 587.27

What is the tax rate applied to the investment income?

• 25.5%

• 20.5%

• 15.5%

• 22.5%

What is the final net gain after taxes from the investment?

• 108.00

• 587.27

• 455.03

• 72.14