Step-by-Step Guide to Writing a Personal Check

This video tutorial provides a step-by-step guide on how to write a check. It covers filling out the date, payee, and amount fields, including both numeric and word forms to prevent fraud. The tutorial also explains the importance of signing the check and optionally using the memo field for record-keeping. Finally, it emphasizes the need to record the check in a check register and ensure sufficient funds to avoid fees from a bounced check.

What is the recommended date to use when filling out a check?

• The recipient's birthday

• Today's date or a future date

• The date the check is cashed

• Any date in the past

Where should you write the name of the recipient on a check?

• In the 'Pay to the Order of' field

• On the back of the check

• Below the signature line

• In the memo line

What should you do if you're unsure who to make the check payable to?

• Write 'cash'

• Leave it blank

• Ask the recipient

• Write your own name

How should you prevent someone from altering the numeric amount on a check?

• By signing over the amount

• By using a special ink

• By starting as far left as possible and using dashes

• By writing the amount in words only

How is the cents portion of the amount written on a check?

• As a fraction

• It is not included

• As a decimal

• As a percentage

What happens if there's a discrepancy between the numeric and word amounts on a check?

• The check is invalid

• The numeric amount is considered

• The word amount is considered

• The check is returned for clarification

What makes a check legally binding?

• The date

• The signature

• The numeric amount

• The memo line

What is the purpose of the memo line on a check?

• To write the legal amount

• To add a personal message

• To track the purpose of the check

• To fill in the recipient's address

Why is it important to record the check in a register?

• To ensure the check is cashed

• To track your payments

• To validate the check with the bank

• To prevent the check from bouncing

What should you do before sending off a check?

• Seal it in an envelope

• Sign the back of the check

• Notify the recipient

• Ensure there are sufficient funds in your account