Caderneta de Poupança e Investimentos

André Bonan introduces his channel focused on finance and investments. In this video, he explains the concept of savings, both as a general financial practice and as a specific type of investment in Brazil known as the 'caderneta de poupança'. He discusses the history, benefits, and limitations of savings accounts, including their low risk and the protection offered by the Fundo Garantidor de Crédito. The video concludes with a call to action for viewers to engage with the channel and share their experiences with savings.

What is the main focus of André Bonan's channel?

• Cooking recipes

• Travel vlogs

• Finance and investments

• Technology reviews

What does the term 'poupança' primarily refer to in its essence?

• Borrowing money

• Spending money

• Saving money

• Investing in stocks

What is one of the purposes of saving money as mentioned in the video?

• To buy luxury items

• To invest and earn more returns

• To donate to charity

• To pay off debts

In Brazil, what additional meaning does the term 'poupança' have?

• A type of credit card

• A type of insurance

• A type of investment account

• A type of loan

When was the 'caderneta de poupança' first introduced in Brazil?

• 1861

• 1661

• 1761

• 1961

Who regulated the 'caderneta de poupança' when it was first introduced?

• Dom Pedro I

• Dom Pedro II

• Juscelino Kubitschek

• Getúlio Vargas

What defines the monthly return of the 'caderneta de poupança'?

• The stock market performance

• The exchange rate

• The inflation rate

• The referential rate (TR) plus an additional percentage

What is the additional monthly percentage added to the TR for 'caderneta de poupança' returns?

• 1.5%

• 2%

• 0.5%

• 1%

What is the maximum amount guaranteed by the Fundo Garantidor de Crédito (FGC) in case a bank fails?

• 1,000,000 BRL

• 100,000 BRL

• 250,000 BRL

• 500,000 BRL

What is one of the benefits of 'caderneta de poupança' mentioned in the video?

• High returns

• No minimum investment required

• High liquidity

• Tax benefits