Understanding FGTS

This video explains the FGTS, a Brazilian employment benefit. It covers who is eligible, employer obligations, and the two main withdrawal options: anniversary and termination. Specific cases for withdrawal are also discussed, such as unemployment, retirement, and severe illness. The video concludes with advice on choosing the right withdrawal option and directs viewers to official resources for more information.

Who is eligible to receive FGTS benefits?

• All workers with a signed work card

• Only temporary workers

• Only government employees

• Only full-time employees

What percentage of the salary must employers deposit into FGTS accounts?

• 12%

• 8%

• 10%

• 5%

What additional percentage must employers contribute for domestic workers?

• 2.5%

• 5.5%

• 3.2%

• 4.0%

What are the two types of FGTS withdrawals?

• Emergency and Regular

• Monthly and Yearly

• Annuity and Lump Sum

• Anniversary and Termination

When can you withdraw FGTS under the Anniversary method?

• Only upon retirement

• Every five years

• Every year on your birthday

• Every month

Which of the following is NOT a condition for FGTS withdrawal under the Termination method?

• Serious illness

• Buying a house

• Demotion at work

• Retirement

What happens if you choose the Anniversary withdrawal and then get terminated?

• You lose all FGTS benefits

• You receive only the 40% fine and available FGTS balance

• You receive a full payout of FGTS

• You cannot withdraw any FGTS

At what age can you withdraw FGTS without any specific employment condition?

• 75 years

• 65 years

• 60 years

• 70 years

Where can you find more information about FGTS?

• Local library

• Government's official website

• Social media

• Newspaper