How does coronavirus affect your travel insurance?

The video discusses the impact of government advisories on travel insurance, highlighting that many policies allow cancellations if the government advises against travel. It explains the coverage for disruptions and lockdowns, emphasizing the need to check policies for disruption protection. The response of insurers to COVID-19 is covered, noting that insurers are adapting to the situation and handling claims. The video advises travelers to stay informed about government advice and shop around for insurance, as the situation is rapidly changing.

Under what condition do most travel insurance policies allow you to cancel your travel arrangements?

• When the government advises against all but essential travel

• When you change your mind about traveling

• When the weather is bad at your destination

• When your flight is delayed

What should you do if you're unsure about your travel insurance coverage?

• Ignore the situation and proceed with your plans

• Contact your travel insurer, tour operator, or airline

• Cancel your trip immediately

• Wait for the government to contact you

What is 'disruption cover' in a travel insurance policy?

• Coverage for medical emergencies abroad

• Coverage for additional costs like hotel charges during lockdowns

• Coverage for lost luggage

• Coverage for flight cancellations due to weather

Why have some insurers suspended writing new travel insurance policies?

• To increase their profits

• Because of a lack of demand

• Due to the unforeseen nature of the coronavirus pandemic

• To focus on other types of insurance

What is the first advice given to customers regarding travel during the coronavirus pandemic?

• Pay close attention to government travel advisories

• Book your travel as soon as possible

• Ignore the news and focus on your plans

• Travel only to countries with no reported cases