QNB's al-Kuwari on Earnings, Asia Expansion, Gulf Crisis

The video discusses the bank's growth strategy, focusing on achieving 7-9% growth and 5-7% profitability. It highlights expansion plans in Asia, including Hong Kong and Singapore, while maintaining operations in core markets like Qatar, Turkey, and Egypt. The impact of the Gulf crisis is addressed, with the bank adapting to new norms and seeing opportunities for local economic growth. Cost efficiency is emphasized, with a 29% efficiency ratio. The bank is comfortable with dollar liquidity in Qatar. Future risks include regulatory pressures, geopolitical challenges, and the war for talent.

What is the company's target growth rate for the balance sheet?

• 3-5%

• 10-12%

• 7-9%

• 5-7%

Which Asian market is the company planning to establish operations in?

• South Korea

• Hong Kong

• Japan

• Thailand

How is the company responding to the Gulf crisis?

• By reducing operations

• By assuming the crisis will end soon

• By adapting to new norms and continuing business as usual

• By withdrawing from the Gulf region

What efficiency ratio has the company achieved?

• 25%

• 29%

• 35%

• 40%

How does the company view the U.S. dollar liquidity in Qatar?

• As a reason to halt operations

• As a major issue

• As a minor concern

• As comfortable with no issues

What is one of the biggest risks identified by the company?

• Stable geopolitical conditions

• Regulatory pressures

• Decreasing interest rates

• Increasing quantitative easing

What macroeconomic condition is expected to put pressure on the cost of funds?

• Increasing interest rates

• Decreasing commodity prices

• Stable currency exchange rates

• Decreasing inflation