Progcap Co-Founder Pallavi Shrivastava

The video discusses a company's focus on facilitating credit for micro enterprises, emphasizing growth through scaling and diversification. Despite challenges like the Omicron variant, the company aims to achieve profitability and meet loan disbursement targets. It highlights its market strategy, leveraging technology and a robust credit model to manage risks and maintain growth momentum in a competitive space.

What is the primary focus of the company after raising funding?

• Reducing operational costs

• Scaling the business and diversifying product offerings

• Entering international markets

• Developing new technology

What factors affected the company's loan disbursement target?

• Increased competition

• Omicron spread and industry slowdowns

• Lack of funding

• Regulatory changes

What is the company's target for loan disbursement by May 2022?

• 50% of the original target

• 70% of the original target

• 120% of the original target

• 100% of the original target

How does the company plan to maintain growth in a competitive market?

• By reducing prices

• By offering a differentiated product and strong execution

• By focusing on a single product line

• By acquiring competitors

What is the company's strategy to handle the large market potential?

• Increasing prices

• Focusing on a niche market

• Expanding product offerings and leveraging technology

• Reducing workforce

What is the company's approach to assessing repayment risks?

• Relying on SME self-reported data

• Using trading data and technology

• Focusing solely on credit scores

• Conducting manual audits

How does the company ensure the end use of funds?

• By conducting regular audits

• By monitoring inventory purchases from brands

• By relying on customer feedback

• By using third-party verification