New Dividend Policy Reflects Current Environment, Says Nordea CEO

The video discusses the company's dividend policy, focusing on a payout ratio of 60-70% and plans for share buybacks. It explores growth strategies, including tactical M&A and organic growth, while addressing cost-cutting measures and financial targets. The company aims to improve operational efficiency, with potential job cuts in headquarters. Strategies for top line growth and a wholesale banking overhaul are also covered.

What is the company's target payout ratio for dividends?

• 50-60%

• 80-90%

• 60-70%

• 70-80%

How does the company plan to distribute excess capital to shareholders?

• Through increased dividends

• By issuing new shares

• Via share buybacks

• By reducing debt

What is the company's approach to growth?

• Focusing solely on organic growth

• Prioritizing tactical M&A

• Combining organic growth with tactical M&A

• Relying on external partnerships

What is one of the financial targets set by the company for the next three years?

• Return on equity above 5%

• Return on equity above 10%

• Return on equity above 15%

• Return on equity above 20%

Where will the main cost reductions be focused?

• In the sales team

• In the marketing department

• In the headquarter functions

• In the customization units

What is the company's fundamental role according to the transcript?

• To provide luxury services

• To cover and help with basic needs

• To expand into new markets

• To focus on high-risk investments

What is the company's stance on the wholesale banking unit?

• They are considering a complete overhaul

• They will reduce its operations

• They plan to maintain the current strategy

• They will merge it with another unit