Bank Regulation Under Trump

The video discusses the potential impacts of deregulation in the finance industry, focusing on the Basel 3 end game and its delay until 2025. It highlights the role of the Federal Reserve and other regulatory bodies in this process. The discussion extends to the global implications of Basel 3's delay, particularly in comparison to European banks that have already implemented Basel 4. The video also touches on the potential for deregulation in mergers and acquisitions, suggesting a shift in focus from consumer impact to financial metrics.

What is the expected timeline for the implementation of Basel 3 end game according to the transcript?

• 2023

• 2027

• 2029

• 2025

How might the delay of Basel 3 affect global capital regimes?

• It will have no effect.

• It will lead to questions about capital levels globally.

• It will immediately increase capital requirements.

• It will decrease shareholder returns.

What is one potential change to stress testing mentioned in the transcript?

• No changes to stress tests

• Elimination of stress tests

• More stringent stress tests

• Easier stress tests by 2027

What is the immediate deregulatory move that could be made in the area of M&A?

• Stricter consumer impact assessments

• Increased regulatory scrutiny

• Lighter regulatory touch

• Complete ban on M&A

Which merger is mentioned as being potentially unaffected by regulatory hiccups?

• Bank of America and Wells Fargo

• Capital One and Discover

• JPMorgan and Chase

• Goldman Sachs and Morgan Stanley