CTOS Digital Gears Up For Malaysia's Biggest IPO In 2021

The video discusses the company's financial strategy, including the allocation of IPO proceeds for investments, debt repayment, and expenses. It highlights the impact of lockdowns on business, noting a quick recovery due to digital services. The company is exploring acquisition targets to enhance customer value and expand regionally. Growth plans focus on major corporates, SMEs, and direct consumers, with new segments being explored. The macroeconomic outlook is analyzed, emphasizing the role of banks in managing credit stress and risks.

What are the three main uses of the IPO proceeds mentioned by the company?

• Future investments, marketing campaigns, and employee bonuses

• Debt repayment, future investments, and IPO-related expenses

• Research and development, debt repayment, and marketing

• Employee training, future investments, and new product launches

How has the company's digital nature affected its performance during lockdowns?

• It resulted in a permanent shift to remote work

• It allowed for a quick recovery due to recurring revenue

• It led to a significant decline in revenue

• It caused a complete halt in operations

What is the company's approach to potential acquisitions?

• Focusing only on complete ownership

• Considering both minority and majority stakes

• Avoiding any form of acquisition

• Only targeting companies outside Malaysia

Which segments are the company focusing on for domestic growth?

• Direct consumers and international markets

• Only SMEs

• Only major corporates

• Major corporates, SMEs, and direct consumers

What is the company's perspective on the macroeconomic environment in Malaysia?

• They expect a prolonged economic downturn

• They are concerned about high inflation rates

• They see a positive outlook with well-prepared banks

• They believe the banks are unprepared for risks