Woman seeking a small loan for school ends up losing $1,800 to a fake lender

Rebecca Hensley was scammed while seeking a loan for school expenses. She received a fraudulent text from someone posing as Advance America, offering her $1800 but requesting her bank login details. Despite initial suspicion, she complied due to stress and urgency. The scammers drained her account, leaving her $1800 in debt. Her bank later replaced the funds, acknowledging service improvement areas. Advance America warns against such scams, emphasizing that legitimate lenders don't require upfront payments or approve loans without applications.

What was the initial offer made to Rebecca by the scammer?

• $1500

• $2000

• $1000

• $1800

How did the scammer convince Rebecca to transfer money?

• By threatening legal action

• By claiming it was a requirement by the Federal Trade Commission

• By offering a higher loan amount

• By promising a lower interest rate

What did Rebecca do that allowed the scammer to drain her funds?

• She provided her social security number

• She gave them her credit card number

• She transferred money to a Green Dot card

• She sent a check to the scammer

What was Rebecca's financial situation after the scam?

• She gained $1800

• She was $1800 in debt

• She broke even

• She was $1000 in debt

What advice does Advance America give to loan seekers?

• Ignore all loan offers

• Trust texts from unknown numbers

• Verify loan offers before applying

• Always pay upfront fees