BB&T Agrees to Buy Susquehanna for $2.5 Billion

The video discusses the ongoing consolidation in the regional banking industry, highlighting BB&T's acquisition of Susquehanna Bancshares for $2.5 billion in equity and cash. It also covers BB&T's involvement in economic education through its charitable foundation. The discussion shifts to the regulatory environment, noting that regulators have been cautious about allowing bank mergers, focusing on capital retention and limiting share buybacks and dividends. However, there are signs that regulators may become more open to mergers, which many banks are interested in pursuing.

What is the approximate value of the acquisition of Susquehanna Bancshares by BB&T?

• 2.5 billion dollars

• 5 billion dollars

• 10 billion dollars

• 1 billion dollars

How is BB&T contributing to economic education?

• By organizing economic conferences

• By providing free online courses

• By starting economics departments in colleges

• By offering scholarships to students

What has been the regulators' stance on bank mergers historically?

• They have been neutral on the issue

• They have encouraged mergers to increase competition

• They have banned all mergers

• They have restricted mergers to ensure capital retention

What might indicate a change in the regulators' approach to bank mergers?

• An increase in interest rates

• A rise in stock market volatility

• A decrease in bank profits

• A sign of more willingness to allow mergers

What is one reason regulators have limited share buybacks and dividends?

• To encourage more bank mergers

• To ensure banks maintain more capital

• To increase bank profits

• To reduce banking competition