How Brexit Has Impacted P2P Lending

The video discusses the impact of Brexit on market access and operations, highlighting the need to comply with regulations in each country. It explores economic changes and credit risk management, noting the resilience of businesses during economic swings. The challenges faced by peer-to-peer lending platforms, such as Lending Club, are examined, focusing on investor concerns and regulatory frameworks. Finally, the video addresses investor concerns and market performance, emphasizing the importance of technology in risk mitigation and the attractiveness of the asset class.

How has Brexit influenced businesses' strategies regarding the European market?

• It has had no impact on business strategies.

• It has led to increased market access.

• It has created uncertainty, prompting businesses to consider relocating.

• It has simplified regulatory processes.

What is a key factor in the credit risk assessment process mentioned in the video?

• Historical stock prices

• Employee turnover rates

• Macroeconomic drivers like unemployment

• Customer satisfaction surveys

What has been a significant challenge for peer-to-peer lending networks like Lending Club?

• High interest rates

• Internal control issues

• Lack of investor interest

• Excessive government regulation

How have institutional investors reacted to the challenges faced by Lending Club?

• They have stopped investing altogether.

• They have become more cautious and ask more questions.

• They have ignored the challenges.

• They have increased their investments.

What return percentage is mentioned as being in line with expectations for large investors in the UK?

• 9%

• 7%

• 6%

• 5%