Postal Bank to Price Shanghai IPO

The video discusses the Postal Savings Bank of China's strong fundamentals, highlighting its extensive branch network and significant profit growth. It also examines the challenges faced by Chinese banks, including economic slowdown and pressure to lend to riskier enterprises, leading to an increase in non-performing loans and a need to raise capital through debt and equity markets.

What is one of the key strengths of the Postal Savings Bank of China?

• It has a small branch network.

• It has a high cost of funding.

• It has a vast branch network.

• It has low profit growth.

How much did the Postal Savings Bank of China's profits increase in the first nine months?

• 16%

• 25%

• 20%

• 10%

Why are Chinese banks under pressure to lend to smaller enterprises?

• Due to a lack of competition.

• Due to a slowing economy.

• Due to high interest rates.

• Due to a booming economy.

What is a consequence of the pressure on Chinese banks to lend to smaller enterprises?

• Stable non-performing loans.

• Decrease in non-performing loans.

• Increase in non-performing loans.

• Elimination of non-performing loans.

Where are Chinese banks seeking capital due to increased non-performing loans?

• In the real estate market.

• Only in the equity market.

• Only in the debt market.

• In both debt and equity markets.