SIFMA CEO on Top Regulatory Hurdles for Banks

The video discusses the theme of deregulation in 2018, focusing on recalibration rather than deregulation. It highlights the stability and capitalization of US financial institutions, the finalization of Basel III, and the global implementation of these regulations. The Treasury report's recommendations for recalibrations are analyzed, emphasizing liquidity, stress tests, and banking challenges. The video concludes with a discussion on regulatory adjustments and market efficiency, aiming to improve the financial system without reverting to pre-2007 conditions.

What is the primary focus of recalibration in banking regulations?

• Eliminating all capital requirements

• Increasing the number of banks

• Redeploying trapped liquidity to boost the economy

• Reducing the number of regulations

What is one of the goals of recalibrating banking regulations?

• To ensure safe and sound financial institutions while boosting economic capital

• To increase the complexity of compliance

• To reduce the number of banks

• To make financial institutions less stable

What significant regulatory framework was finalized, allowing for global implementation?

• Sarbanes-Oxley Act

• Basel III

• Glass-Steagall Act

• Dodd-Frank Act

Which of the following is a challenge banks face with current regulations?

• Stress tests and compliance costs

• Lack of liquidity

• Overly simplified regulations

• Excessive profits

What market is being looked at for efficiency improvements according to the third section?

• Swaps market

• Cryptocurrency market

• Real estate market

• Retail market