The video discusses the rapid growth of Lending Club and the challenges it faces in sustaining this growth, particularly in funding loans. It highlights market speculation, the impact of the CEO's resignation, and the difficulties in trading loans. The video also questions the future of peer-to-peer lending and the fintech model, given the current market conditions and investor concerns.

What is the primary concern regarding Lending Club's recent growth?

• The ability to continue funding loans

• The increase in loan defaults

• The competition from new fintech startups

• The rise in interest rates

Who are the new 'peers' in Lending Club's peer-to-peer lending model?

• Individual borrowers

• Small businesses

• Hedge funds and banks

• Government agencies

What event has led to increased speculation about Lending Club's future?

• An increase in loan interest rates

• A new product launch

• A significant drop in stock value

• A merger with a competitor

What is a major limitation for investors in Lending Club loans?

• High transaction fees

• Lack of liquidity and trading options

• Limited loan options

• Low return on investment

What broader question is raised about the peer-to-peer lending model?

• Is it more profitable than traditional banking?

• Is it sustainable in the current credit cycle?

• Can it expand into international markets?

• Does it offer better customer service?