Many with Employer Insurance Still Need CHIP to Insure Their Kids

The video discusses the challenges of healthcare coverage for children in the U.S., focusing on the roles of Medicaid and CHIP. It highlights the rising costs of employer-sponsored insurance and how public programs are compensating. A study from CHOP shows increasing reliance on public insurance for children in low-income families. The video emphasizes the importance of Medicaid and CHIP as safety nets and the need for careful policy considerations.

What was the primary aim of the Medicaid expansion in recent years?

• To replace employer-sponsored insurance

• To eliminate out-of-pocket costs

• To cover all children in poverty

• To reduce uninsurance among adults

Why have employer-sponsored insurance costs become a challenge for many employees?

• They are fully covered by employers

• They have decreased significantly over the years

• They have remained stable while wages increased

• They have risen faster than income and wages

What alternative do lower-income families have for insuring their children?

• No insurance

• International insurance

• Medicaid or CHIP

• Private insurance

What trend did the Health Affairs study observe in families with employer-sponsored insurance?

• A decrease in children covered by Medicaid or CHIP

• An increase in children covered by public insurance

• An increase in children covered by private insurance

• No change in insurance coverage for children

What is a limitation of the Health Affairs study mentioned in the video?

• It only covers data up to 2013

• It provides exact reasons for coverage changes

• It includes data from 2017 and beyond

• It evaluates the quality of care provided