Santander 'Has Scale' for $20 Billion Tech Investment, Botin Says

The interview with Santander's Chair covers the bank's investment plans, focusing on technology and digital sectors, and its global scale. It discusses shareholder returns, market challenges, and investor concerns, emphasizing the bank's predictable business model. The outlook on Brazil is positive, highlighting resilience and growth potential. The bank is prepared for Brexit, ensuring service continuity for customers.

What is the total planned investment by Santander over the next few years?

• 10 billion

• 25 billion

• 15 billion

• 20 billion

Which factor is mentioned as a challenge for European banks affecting Santander's share price?

• High inflation rates

• Interest rates in Europe

• Regulatory changes

• Competition from fintech

What is the return on tangible equity mentioned for Santander?

• 11.7%

• 13%

• 10%

• 9%

What is the market's perception of Santander's debt structure?

• Low spreads

• High spreads

• Overvalued

• Unstable

How does Santander's business model perform under stress compared to its peers?

• Worse

• Better

• The same

• Unpredictably

What percentage of Santander's loans are in Latin America?

• 10%

• 20%

• 30%

• 40%

What new division did Santander announce to enhance its resilience?

• Wealth Management

• Investment Banking

• Payment Services

• Retail Banking