Samba Is Not Losing Market Share, Chairman Says

The video discusses the ongoing consolidation in the banking sector, emphasizing the advantages of larger banks in terms of return on equity and technology funding. It explores strategies for regaining market share, focusing on organic growth and brand leverage. The discussion also covers risk management, particularly in the context of a recent recession, and highlights the improved efficiency of the Saudi economy, with increased consumer spending and employment as key indicators.

What is one of the main advantages of larger banks according to the discussion?

• They have a smaller market share.

• They can deliver better returns and fund technology developments.

• They have a higher loan-to-deposit ratio.

• They are less affected by global phenomena.

What strategy does Samba plan to use to regain market share?

• Acquiring smaller banks.

• Reducing its loan-to-deposit ratio.

• Focusing on organic growth and leveraging its brand.

• Expanding into international markets.

What is the current loan-to-deposit ratio of Samba compared to other banks?

• Exactly 75%

• Between 70% and 85%

• Under 70%

• Above 85%

How has the Saudi economy become more efficient according to the discussion?

• By reducing government spending.

• By increasing the economic activity generated per dollar spent by the government.

• By decreasing the number of employed women.

• By focusing solely on international trade.

What impact has increased female employment had on the Saudi economy?

• It has reduced the efficiency of government spending.

• It has led to more money being spent locally on consumer goods.

• It has decreased consumer spending.

• It has caused a decline in the fashion industry.