Swedbank CEO Jens Henriksson on 4Q Earnings

The video discusses Swedbank's financial performance, highlighting a strong return on equity and strategies for maintaining profitability. It addresses market challenges, particularly in the Swedish property market, and the bank's cautious approach to lending. The ongoing money laundering scandal is also covered, with updates on potential fines. The video concludes with Swedbank's dividend policy and financial strategy, focusing on cost management and adapting to inflation.

What return on equity did Swedbank achieve in the last quarter of 2022?

• 12.7%

• 10.5%

• 15.8%

• 13.3%

What is a key factor that makes Sweden an interest rate sensitive country?

• Low public debt

• High private debt

• Strong currency

• Weak banking sector

What is Swedbank's approach to lending in the commercial real estate sector?

• Aggressive expansion

• High-risk investments

• No lending

• Cautious lending

How long is the money laundering process expected to take according to Swedbank's CEO?

• 1-2 years

• 3-5 years

• 5-7 years

• 2-4 years

What percentage of dividends does Swedbank aim to pay out according to their policy?

• 30%

• 50%

• 70%

• 90%

When does Swedbank plan to start discussing raising their dividend payout?

• 2023

• 2024

• 2025

• 2026

What cost management strategy is Swedbank focusing on to combat inflation?

• Absolute cost reduction

• Cost to income ratio

• Increasing operational costs

• Reducing employee salaries