ECB's Guindos on Asset-Management Industry Risks, Banks' Capital Positions

The video discusses the challenges faced by the asset management industry, particularly liquidity issues and the need for macroprudential tools. It also evaluates the real estate market, highlighting specific overvaluations. The importance of countercyclical capital buffers in smoothing credit cycles and minimizing economic impact is emphasized. Finally, the video addresses bank profitability challenges, focusing on cost management and structural issues.

What are the potential problems faced by the asset management industry according to the text?

How does the investment strategy of the asset management industry contribute to liquidity issues?

What recommendations are made regarding macroprudential instruments for the asset management industry?

In what ways can the asset management industry address overvaluations in specific segments?

How does the current level of capital in European banks compare to the recommended levels?

What is the significance of countercyclical capital buffers in managing economic cycles?

What are the structural problems in banks that are considered more significant than negative rates?