Tropical Storm Ernesto gains strength over Atlantic as FEMA runs out of disaster funds

A powerful storm is impacting Puerto Rico with strong winds and potential flash floods. The governor has mobilized the National Guard, urging residents to stay indoors. FEMA's disaster fund is depleted, and they are seeking additional funding from Congress, which is not in session. The storm is expected to move into the Atlantic, intensify, and potentially affect Bermuda and Canada. Climate change is cited as a factor in the increased severity of such disasters.

What factors are contributing to FEMA running out of funds before hurricane season?

What category is Hurricane Ernesto expected to reach before impacting Bermuda?