Citigroup 4Q Fixed Income Revenue Tops Estimates

The transcript discusses Citigroup's financial performance, highlighting better-than-expected fixed income trading and challenges in equities trading, partly due to Steinhoff. It covers credit costs, efficiency ratios, and the impact of tax reform on capital return strategies. The discussion also touches on loan and deposit growth, emphasizing Citigroup's credit card focus and holiday spending effects.

What impact did tax reform have on Citigroup's capital generation capabilities?

What was the year-on-year growth percentage for loans and deposits mentioned in the text?