Freddie Mac CEO Layton on Housing, Mortgages

The video discusses the potential impact of eliminating the mortgage interest deduction on the housing market, highlighting the uncertainty in predicting its effects. It analyzes the current housing market, noting rising home prices and insufficient housing production. The video also covers credit risk transfer in the GSC world, emphasizing its importance in diversifying risk. Finally, it addresses mortgage accessibility for creditworthy borrowers, mentioning the role of GSCs and FHA in providing loans.

How has the production of new housing units changed since the financial crisis?

What factors contribute to the low homeownership rates observed recently?

What role do credit risk transfer securities play in the housing market?