BCA's Setiaatmadja on Banking Risk, Rate, Liquidity

The transcript discusses risk management strategies for banks, focusing on funding and investment risks. It highlights Bank Central Asia's (BCA) approach to mitigating risks through credit diversification and liquidity management. BCA's market position is maintained by focusing on customer needs and digitalization. The bank's digital banking strategy targets millennials, with plans for future profitability before considering an IPO. The outlook for interest rates in Indonesia is influenced by US rates, with expectations of stabilization or decline.

What are the main risks associated with bank funding as discussed in the text?

How does the bank manage its credit risk according to the speaker?

What is the bank's approach to managing liquidity as described in the text?

What is the significance of the CASA ratio mentioned in the text?

What strategies does the bank employ to maintain a low interest rate for its customers?

What are the future plans for the digital bank as outlined by the speaker?

How does the speaker perceive the outlook for interest rates in Indonesia?