LendingClub CEO: Not Seeing Broad Credit Deterioration

The video discusses the impact of the IPO on the company's growth, highlighting its doubled revenue and tripled profitability. It addresses regulatory concerns, emphasizing consumer protection and transparency. The discussion also covers the credit cycle, delinquencies, and the rationale behind raising interest rates. Finally, it explores the diversification of funding sources to mitigate market volatility.

What factors contributed to the company's growth since the IPO?

What are the main concerns regarding potential regulations from the CFPB?

How does the company ensure consumer protection in its lending practices?

In what ways does the company aim to make credit more affordable for consumers?

What is the primary use case for loans on the Lending Club platform?

How does the company plan to address potential increases in delinquencies?

What strategies does the company employ to diversify its funding sources?