Fair Debt Collection Practices Act

The video tutorial explains the regulations governing debt collection, focusing on the Fair Debt Collection Practices Act (FDCPA). It outlines the requirements for debt collectors to disclose their identity, the original creditor, and the nature of the debt. The video also details the limitations on debt collection practices, such as restricted contact hours and prohibitions on abusive behavior. Debtors have rights to dispute debts and stop collection efforts. Enforcement can be through government agencies or private actions, with potential damages and penalties for violations.

What are the disclosure requirements that debt collectors must provide to debtors?

What are some prohibited practices for debt collectors under the Fair Debt Collection Practices Act?

What rights do debtors have regarding the collection of their debts?

How can debtors stop collection efforts from debt collectors?

What actions can be taken against debt collectors who violate the Fair Debt Collection Practices Act?