New Loans at 8% Are Very Attractive, Says Marinac of Janney Montgomery Scott

The video discusses the challenges and opportunities faced by regional banks in a flat yield curve environment. It highlights the limited diversification in real estate and the role of regional banks in supporting small businesses. The economy is healthier than perceived, with a shift towards higher-yield loans. Net interest margins may bottom soon, potentially benefiting stocks.

What changes does the speaker anticipate in the mix of loans due to current interest rates?

What does the speaker suggest about the impact of new loans on net interest margins?