TIAA CEO Ferguson on Retirement Savings, Fed's Balance Sheet

The video discusses the significant gaps in retirement savings, including coverage, savings, and guarantee gaps. It explores potential solutions from both government and private sectors, such as the Secure Act and 401K plans with guaranteed income options. The impact of low yields on savings and the importance of a diversified portfolio are highlighted. The role of the Federal Reserve, liquidity issues, and the debate over fiscal stimulus and inflation targets are also examined.

What are the three main gaps identified in retirement savings?

What is the significance of the Secure Act in relation to retirement plans?

How can the private sector contribute to improving retirement income security?

What challenges do low interest rates pose for retirement savings?

What are the potential risks associated with the current monetary policy?

In what ways might fiscal stimulus be considered in the current economic climate?

What factors contribute to the difficulty in achieving inflation targets by central banks?