How Market Place Lenders Are Filling a Niche

The video discusses the evolution and challenges of marketplace lending, focusing on companies like Lending Club. It highlights the sector's growth due to filling niches left by banks and the increasing dependence on institutional credit markets. The need for transparency and adaptation to capital markets is emphasized, with specific issues faced by Lending Club, such as disclosure problems and CEO changes. The future of marketplace lending involves adapting to volatile capital markets and diversifying funding sources.

In what ways do marketplace lenders need to adapt their models to the capital markets?

What are the implications of a changing credit cycle for marketplace lenders?