Lloyds Posts 4Q Profit as It Boosts Dividends

The transcript discusses the financial performance and challenges of UK banks, focusing on Lloyds and HSBC. It highlights the impact of Brexit, dividend payments, and cost management strategies. The conversation also covers the competitive landscape and future outlook for banks, emphasizing the importance of cost-income ratios and the shift back to traditional banking models.

What challenges do banks face in maintaining profitability in the current market?

Discuss the implications of HSBC's positive jaws story on its stock performance.